Skin!

Skin! People of the world have so many different type of skin. From dark skin to light skin & in between we have also yellow skin. Regardless of the color skin serve one very important purpose, that is to protect our body & act as the first defect against body injuries.

Since it is so important to us it pay to take good care of our skin. We must take at least once our daily bath so as to clean our skin of dirts & other harmful substance. Beside this taking daily bath also help to refresh ourself.

Depending on where you live so of us just don't like to take bath. But due to the important function play by skin it pay to have a daily bath.

OMG!!!! Am I Really That Expensive!!!

On my previous entry I mention that I purposely 'lay low' with not much 'activities' on Entre card so that my entre card credit will drop to 'affordable' level ( This site is not that 'popular' anyway as compared to my other site ).

I want it to drop down to 'affordable' level so that people are free to place ads on my site. So almost everyday I do check on my entre card dashboard to approve any ads request & also to check put all my dear readers.

I am most surprise to see that '512 to advertise on your blog'!!!!!

Whoa! Am I really that expensive??? Computer problem???

Going Cheap!

Are we cheap scape? Well it depend on what we are buying I suppose. What is so wrong about buying cheap product if it is value for money! Similar product but different in pricing & 'brand'! Which do u choose? For me I will always go for cheaper price! Well most of the time anyway. Of cause it depend on the product also. Product here meant physical product as well as services also.

I have a real case in point! Entrecard! I am sure all my readers will know what is entrecard as almost all my readers in this site are from entrecard members. One of the advantage of entre card is the ability of member to place ads on members card subject to his/her entre card credit & how much entre card credit it cost to place the ads on member's site.

For the past week I have seem my 'ads' price going up to as high as 38 ec credit per days! Well I feel happy but I notice there is no ads request! So for the next few days I 'lay low' which meant I did do any entre card member's site hopping! I just let my ads pricing drop! It drop to as low as 8 ec credit value!

Suddenly there are a lots of ads requst! Of cause I approve all the ads. There are no restriction on my site! I wellcum all ads request! So r my entre card members cheap scape??? NOT! To me if u can have the same product/service at a cheaper price, then why not? After all any things bought at a cheaper price can be consider a saving too!

This prove that demand will be there when u r going cheap!

Somethings Extra!

Somethings extra! Somethings free! Something which don't cost u nothing! Maybe just a little bit of ur times & efforts! Will u do it?

Well! For a poor fellow like me, I will do it so long as it don't take up too much effort & time & it should be free, money wise! Then I guarantee that I will do it to get this 'something extra' free of charge!

Previously I have post up about the danger of over spending especially when u spend using credit card. But do u know the advantages of using credit card?

I have being using credit card for a good numbers of years now. In fact I do all my shopping using credit card from grocery shopping, to fuel, to monthly payment of utilities bills, to annual payment of insurances premiums! In fact I pay almost 95% of all my expenses using credit card! The remaining 5% is like daily food at local cafe which don't accepts credit card payment!

Why do I use credit card so much??? First I got to have a record of my monthly spending in the form of credit card statement. I am very sure that it is too tedious to recorded all ur spending everyday! From this statement I roughly got to know how much I spend each months & where are all my monies gone to.

Secondly spending using credit card enable me to earn credit point or cash rebate depending on which credit cards I used. From this credit points earned I got to exchange for gifts which might or might not be useful in my daily life but then I don't mind so long as it is free! If it is cash rebate then I got to pay less from my spending!

Either ways I got something extra in return! So to my dear readers do u use ur credit card for 'something extra'???

Your Health Is Your Wealth!!!

How many times have u fall sicks for the whole of last year? Couldn't remember? Well how about this year? A few times already I am sure as I myself have fall sick a few times already! No thanks to the freaky weather.

Now, how much do u spend on ur medical bills? I am sure it will be a few months worth's of ur monthly salaries. Those who are lucky can claimed on company's medical allowance if their company have such allowances subjected to a maximum amount. While most of us will have to depended on our own cash to pay our medical bills. If we have medical insurance then we can claimed on that too but in most cases of small sickness we just have to pay on our own.

So if we are sickly most of the year all this small medical bill will add up to a big sum before u realised it. We lost no only in term of our money but also in term of the money which we can earn if we are working & the time wasted being sick.

So it is in the best of our interest to stay healthy. Do try to have a healthy life style. Drink less & don't smoke if possible! Exercise more! Of cause some of us are more healthy then others while some of us are real unlucky be a 'sick pot' most of the time. In this case we can try our best to remained healthy.

Do u notice that all rich fellows are very conscious of their health! The richer they are, the more paranoid they are about their health! This is especially so in what they eat! They are most careful in what they eat or rather what they cannot eat! Even if they eat, it will be in moderate amount!

Why? This is because rich people realised that no matter how rich they are, it is all worthless if they cannot spend & enjoy the fruits of they labours, that is their money! All their money is totally worthless to them if they spend their remaining time of their life in a hospital bed! U can't bring all ur money with u when u died! In fact some of the terminally ill tycoon will like to exchange part of their wealth to have a good health! But unfortunately good health is somethings that money can't buy at this moment of time.

So to all my dear readers, do u have a healthy body? Have u change ur life style to have a healthy life?

'Yours Health Is Yours Wealth' Do u agree?

In Debts? Watch Ur Credit Card Spending!!!

Ours want are many! When we go shopping we want to buy this & that! Anythings beautiful & fanciful we saw in the Mall we want to buy! But do we really needs such things?

'I want!', ' Buy now! Pay later!', ' I will pay by credit card!'. Is this the usual reasons u gave urself to buy all this beautiful, fanciful but totally unnecessary stuff? I am sure u buy all this stuff just because u have a credit card!

'Buy now! I will think about payment later!' That is the problem with having a credit card! As long as I can use it, buying is not a problem! So of cause u will use ur credit card like no tomorrow & before u know it u end up buying all sort of stuff! Stuff which u don't really need in ur daily life.

If u r rich & money is not a problem then monthly payment for all this credit card spending is not a problem! But in most case we r just ordinary people earning just enough to have a 'comfortable' life, so with all this 'uncontrollable' spending on credit card we will be in big trouble!

It is best that we can settle all outstanding credit card charges monthly! But if we use our credit card like no tomorrow then it is likely that we can't settle the credit card bill when it arrived!

That is when the problem begin! All outstanding credit card charges attracted interest which is very high! And all this interest is compounded to outstanding bill on each month so very soon the outstanding credit card charges balloon to a huge amount!

Before u know it u are in debts! U will be receiving call from credit card center for payment! U will have to pay up at least the minimum amount! U might be able to pay up this minimum amount initially but for how long? If u can't settled off the credit card outstanding amount u will end up with a never ending debts!

So please use credit card with care!

Valentine.......

Valentine day! A day for love. A day where those who are dateing will like to remember & try to made it a special day! A day where red rose price sky rocketed to 300%! In fact flower on this day is so much more expensive!

Well for me it is just an ordinary day! Not big deal! Yes! It is a day for love! But for me it is a day where my love is show toward my love for money! So of cause I didn't buy any flower for my gf as I am a lucky guy who have a very understanding gf! Beside sending flowers doesn't really meant u love ur gf! To me it is just a total waste of money!

Well it is just my opionion. So to my dear readers, hows is ur velentine?