The cost of living is going to go up. Don't ever hope for it to go down! The only things going down is ur salary in term of its purchasing power! In worse case scenario ur might even get a salary cut! Money not enough! So what r u going to do???
Look for extra money! Do extra job! Oh yeah! That is what u plan to do! But do remember u r not the only one. Every Tom, Dic k & Harry are think of doing the same things so what are ur chances of finding & doing extra jobs? Beside doing all this extra jobs took up ur time. Time which u can spend with ur family. Time which u can used to relax. So think about it! Do u think it is still worthwhile to do extra jobs?
Money earned is limited or in some case decrease but in all case its purchasing power is decreased due to the increased in price for every stuff & service. Since income is fixed we can only made adjustment to our expenses. This meant changes to our spending habit which is our life style.
All unnecessary expenses is to be cut! To me the first expenses I cut is entertainment expenses! It has being a long time since I watch movie in cinema. Nowadays I watch movie at home on DVD. I save a lot on traveling, parking fee & even on pop corn & tip bits! DVDs is either bought or borrow from friends.
Next on the cutting board is eating out! It has also being a long time since I eat out at fancy restaurant & fast food corner. It is amazing how much u can save just by eating out else where! The best is u cook u own food r eat at home. Well the environment might not be there but money saved is more important!
Transport expenses! Dam! The increase in fuel price started all this increased! It is necessary to drive to work??? Well as for me I have started using bike to go to work! Unless it rain in the morning. I don't mind going home on rainy day as I will go for a bath once I reach home. I will of cause keep my office shoes dry. I wear slipper on rainy day! By using motor bike to work I save a whopping 80% of my traveling expenses!
Beside this I do cut down on other expenses like having morning drink at home, have home made breakfast & I have stopped my weekly outing trips with my family. Nowadays I spend the weekend at home & I also do some gardening growing vegetable!!! Home growth vegetable taste better & very safe as no pesticide is used!
All in all a saving here & there is just about enought for me & my family to made it through this dificult time. I & my family have to forgo a few 'luxury' in life & change our life style but at least we still have a 'comfortable' time with food on the table & clothing on our back! As in this post ' Money Save Is Money Gained ' it is very true fo me!
I have changed my life style! So to my dear readers, have u changed yours?
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